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Your Local Independent Insurance Agency

Harbor West Insurance Agency, Inc. specializes in auto, home, life, and business insurance.

Currently, we offer both personal and business insurance in California and Arizona. We will work hard to create the kind of trust-based partnership that protects you, your family, and everything important in your life. We at Harbor West Insurance Agency have strategically aligned our services with many of the finest and most reputable insurance carriers in the industry. Having the relationship with multiple carriers enables us to provide you with the most comprehensive coverage solutions at the best rates possible. Auto, Home, Boat, Motorcycle, RV, Business and more. We have got you covered.
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Find Out How Much You Can Save Today

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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Does My Spouse Need Life Insurance if He or She Doesn’t Work?

Posted: February 22, 2021

When one spouse is the primary breadwinner, it is obvious why that person needs life insurance to protect the family. But a stay-at-home spouse needs life insurance, as well. Just because a person is not working at a paying job, that does not mean he or she lacks financial value. Consider what it would cost to pay another person for the services a stay-at-home spouse...

Do I Really Need Cyber Liability Insurance?

Posted: February 19, 2021

Cybercrime has become a common occurrence. A data breach can have a tremendous impact on the health and finances of a business. If your company’s data was stolen in a cyber incursion, it can damage its reputation, expose it to liability, and interrupt business operations. Cyber liability insurance allows you to transfer some of that risk to an insurance company.  What Are the Cyber Risks...

How to Prepare Your Car for Spring

Posted: February 16, 2021

Spring is upon us, and the time is here to get your car ready for warmer weather and more driving. Harsh winters can take a toll on a vehicle. Essential maintenance now can help prevent major, expensive problems from developing when your time on the road increases in the warmer months. The following tips can help save you time and money in the future. Wash...

Tips and Tricks for Choosing a Good Beneficiary

Posted: February 7, 2021

When you purchase a life insurance policy, you must choose a beneficiary. This is the person (or persons) to whom the insurance company will pay out benefits in the event of your death. Naming a life insurance beneficiary is an important decision to make. Keep the following tips in mind to help you choose the right beneficiary for your life insurance funds.  Consider All Your...