949-346-5958

ATV Insurance

Explore the Trails With Confidence

Your ATV represents a considerable recreation investment. And as you are riding, the last thing you will want to wonder about is whether you have the right insurance coverage. With a customized All-Terrain Vehicle insurance policy from Harbor West Insurance Agency, Inc., you can ride with confidence knowing that you are properly insured.

No matter what type of vehicle you have, whether you ride a 4-wheeler, dune buggy, or even a golf cart, you can get the ATV Insurance you want and the protection you deserve with specialized coverage options, including:

  • Collision Coverage – for damage to your ATV from rocks, trees, and other obstacles or debris
  • Comprehensive Coverage – as extra security for loss or damage from theft, fire, or vandalism
  • Property Damage – to cover expenses to another person’s property for which you are liable
  • Bodily Injury – that pays medical expenses to others if you are held liable in an accident
  • Uninsured Motorist – to protect you from loss or damage caused by uninsured and underinsured riders

Harbor West Insurance Agency, Inc. is dedicated to offering you the best possible coverage at a price you can afford. We offer additional ATV coverage for damage to custom equipment that you have added to your ATV, along with a medical payments option for yourself and your passengers. You may also be eligible for money-saving discounts when you insure multiple vehicles or if you have successfully completed a rider safety course.

Discounts and coverage options can vary according to your location and specifications. Contact one of our licensed insurance professionals to learn more about ATV insurance and how to build a recreational plan that best fits your needs.

Harbor West Insurance Agency, Inc.

25330 Marguerite Pkwy, STE B

Mission Viejo, CA 92692

Main office: 949-346-5958
Fax: 949-768-0543

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

I googled this company as I wanted to spend my money locally. I got ahold of Rick Keye about some business insurance I needed. He was very helpful in getting my needs met. Rick even came out to my home to have me sign the papers to get it all started. Rick is very professional and has my business from now on. I recommend Rick Keye at Harbor West Insurance Agency to fulfill all your insurance needs. I rate this company as excellent.
Randy Branson
This is Gregg Kell in Lake Arrowhead, CA - a happy auto insurance client of Harbor West Insurance Agency for about 5 years. The personal customer service, quick follow up and professionalism of the staff is great. Particular kudos to Dianne Baldwin who operates with empathy and integrity. I recommend the Harbor West Insurance Agency to individuals and families looking for a competitively priced personal full service insurance agency.
Gregg Kell
For over 10 years I have been getting my insurance through Steve & he has always provided excellent service. I have also referred several friends who are very happy customers too! Great service & a really nice guy!
Colleen Timney
Hi Jay, Thanks for your help last week. Traveler's has been great to work with. They issued a claim right away and are very efficient. The adjuster came by Monday and yesterday I dropped off my car for repair. So far the process has been very smooth. The body shop arranged for a Hertz rental car and I'll pick up my car next week. Thanks again. Hope your foot is feeling better and I'll see you soon, Robin
Robin Clow
Steve, I wanted you to know how well Mercury handled my recent claim. They were efficient, returned calls quickly and really could not have been any better. The adjuster, Sean Bowley, not only did his job well but was kind and very helpful in the process. I have to say he is a real credit to Mercury and certainly has to be one of their outstanding employees. I feel confident having Mercury as my insurance carrier for both my home & car. Thank you. Renee
Renee Clinkunbroomer