949-346-5958

Annuities in Mission Viejo and San Clemente, CA

Keep Your Financial Resources Protected.

Harbor West Insurance Agency, Inc. understands the value of saving for and investing in your future. If you’re like many Americans, you work diligently each day and take the right steps to ensure that you’ll be supported with a comfortable income after you retire. That’s why it’s smart to have the right coverage options under your retirement plan because in some cases, you can actually outlive your income.

The last thing you’ll want to experience as a retiree is a loss of your financial resources. With an Annuity from Harbor West Insurance Agency, Inc., you can ensure that your finances are covered – for a healthy and happy retirement. Annuities are essentially investments that guarantee a steady income stream. Based on your plan, you can receive money either on a set schedule or in a lump sum.

Types of Annuities

Harbor West Insurance Agency, Inc. can offer two types of Annuities: Deferred and Immediate Annuities.

Deferred Annuities are investments that you make either over a period of time or all at once. Since these Annuities are tax-deferred, you only have to start paying taxes upon withdrawal. Deferred Annuities are either fixed or variable, meaning your payout is either a fixed sum or an amount in accordance to the performance of the market/group of investments.

Immediate Annuities are payments that you can receive right after you make your investment. This type of Annuity is typically for those around the retirement age who want to secure their financial future. Like Deferred Annuities, you only pay taxes upon withdrawal.

It’s important to discuss your options with a specialist at Harbor West Insurance Agency, Inc. who is committed to helping you make the right decisions.
 

Harbor West Insurance Agency, Inc.

25330 Marguerite Pkwy, STE B

Mission Viejo, CA 92692

Main office: 949-346-5958
Fax: 949-768-0543

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

I googled this company as I wanted to spend my money locally. I got ahold of Rick Keye about some business insurance I needed. He was very helpful in getting my needs met. Rick even came out to my home to have me sign the papers to get it all started. Rick is very professional and has my business from now on. I recommend Rick Keye at Harbor West Insurance Agency to fulfill all your insurance needs. I rate this company as excellent.
Randy Branson
This is Gregg Kell in Lake Arrowhead, CA - a happy auto insurance client of Harbor West Insurance Agency for about 5 years. The personal customer service, quick follow up and professionalism of the staff is great. Particular kudos to Dianne Baldwin who operates with empathy and integrity. I recommend the Harbor West Insurance Agency to individuals and families looking for a competitively priced personal full service insurance agency.
Gregg Kell
For over 10 years I have been getting my insurance through Steve & he has always provided excellent service. I have also referred several friends who are very happy customers too! Great service & a really nice guy!
Colleen Timney
Hi Jay, Thanks for your help last week. Traveler's has been great to work with. They issued a claim right away and are very efficient. The adjuster came by Monday and yesterday I dropped off my car for repair. So far the process has been very smooth. The body shop arranged for a Hertz rental car and I'll pick up my car next week. Thanks again. Hope your foot is feeling better and I'll see you soon, Robin
Robin Clow
Steve, I wanted you to know how well Mercury handled my recent claim. They were efficient, returned calls quickly and really could not have been any better. The adjuster, Sean Bowley, not only did his job well but was kind and very helpful in the process. I have to say he is a real credit to Mercury and certainly has to be one of their outstanding employees. I feel confident having Mercury as my insurance carrier for both my home & car. Thank you. Renee
Renee Clinkunbroomer