949-346-5958

Commercial Umbrella Insurance

Extra Protection that Keeps You in Business

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.

With Commercial Umbrella Insurance from Harbor West Insurance Agency, Inc., you can protect your business and your assets in the event that your company gets sued in a major lawsuit.

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

  • Accidental falls or slips on your property
  • A carbon monoxide leak in your building
  • Libel, slander, or invasion of privacy
  • If one of your products causes injury or illness
  • If a fire in your building damages other property
  • Violations of Employment Practices Liability
  • If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at Harbor West Insurance Agency, Inc., our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.

Protect your business personally and financially with a Commercial Umbrella policy from Harbor West Insurance Agency, Inc..

Harbor West Insurance Agency, Inc.

25330 Marguerite Pkwy, STE B

Mission Viejo, CA 92692

Main office: 949-346-5958
Fax: 949-768-0543

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

I googled this company as I wanted to spend my money locally. I got ahold of Rick Keye about some business insurance I needed. He was very helpful in getting my needs met. Rick even came out to my home to have me sign the papers to get it all started. Rick is very professional and has my business from now on. I recommend Rick Keye at Harbor West Insurance Agency to fulfill all your insurance needs. I rate this company as excellent.
Randy Branson
This is Gregg Kell in Lake Arrowhead, CA - a happy auto insurance client of Harbor West Insurance Agency for about 5 years. The personal customer service, quick follow up and professionalism of the staff is great. Particular kudos to Dianne Baldwin who operates with empathy and integrity. I recommend the Harbor West Insurance Agency to individuals and families looking for a competitively priced personal full service insurance agency.
Gregg Kell
For over 10 years I have been getting my insurance through Steve & he has always provided excellent service. I have also referred several friends who are very happy customers too! Great service & a really nice guy!
Colleen Timney
Hi Jay, Thanks for your help last week. Traveler's has been great to work with. They issued a claim right away and are very efficient. The adjuster came by Monday and yesterday I dropped off my car for repair. So far the process has been very smooth. The body shop arranged for a Hertz rental car and I'll pick up my car next week. Thanks again. Hope your foot is feeling better and I'll see you soon, Robin
Robin Clow
Steve, I wanted you to know how well Mercury handled my recent claim. They were efficient, returned calls quickly and really could not have been any better. The adjuster, Sean Bowley, not only did his job well but was kind and very helpful in the process. I have to say he is a real credit to Mercury and certainly has to be one of their outstanding employees. I feel confident having Mercury as my insurance carrier for both my home & car. Thank you. Renee
Renee Clinkunbroomer